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Monday, 11 September 2006
Id Theft Accounts - Texas Consumers
From: http://www.bbbonline.org/idtheft/stories.asp
Account #1:
"(A collection agency) is currently collecting on an account which was opened as a result of fraud. I have sent (the collection agency) 2 letters, and a copy of a Police Report, Fraud Affidavit, and proof that the account can in NO WAY BE MINE (the account was for an apartment which I never lived at, and I sent copies of my drivers license and bank statements as proof that I have never lived there.) I have sent the Police Report and other stuff TWICE. (The collection agency) has so far refused to investigate my affidavit, contact the... Police Department, or do anything other than say that 'The debt is yours' even though I have gone through all of the FTC-mandated measures to show that the debt is the result of identity theft. I have given (the collection agency) ample time to try to resolve this issue, and they have so far refused. It has been over six months since I first reported this to them, and they have taken NO ACTION to correct this. Other creditors whom this identity thief opened accounts with have taken the corrective action, and there is no reason why (this collection agency) should not. They are not even responding to my letters anymore. I would like (the collection agency) to delete this item from my credit reports and cease collection. They need to follow the Identity Theft affidavit's procedure for dealing with this." (This story posted online on 06/28/04)
Account #2:
"(A wireless company) sold a cell phone to a person who stole my social security number. The phone was delivered to an address in (another town in Texas) and I later received a collection letter from (a collection agency) saying that I owed (over $200) for a cell phone that I NEVER ordered or received. Now the collection agency has moved this item to my credit report and it is affecting my credit status. I have called (the wireless company) and they said it is out of their hands now and I must deal with the collection agency. The collection agency will not work with me. (The wireless company) sent this phone to an unauthorized person without checking their identification and I am having to go through a tremendous hassle to get my credit cleared. (The wireless company) needs to remove this bill from my name immediately. I have filed a police report and an identity theft affidavit. I have an excellent credit rating and I resent the fact that (the wireless company) mails out phones to anyone over the phone with a social security number without verification. I want this debt . . . that I did not create with (the wireless company) cleared from all credit reporting agencies . . . I also want a letter from Sprint acknowledging that it has been cleared from my credit reports and an explanation of how this happened without my consent." (This story posted online on 03/22/04)
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